42 Application service provider featuring application programming interface (API) software for integration of core processors at financial institutions to customer and end-user interfaces; Developing and managing a software as a service application for delivery of financial profile information via use of desktop and mobile browsers that asks a user a series of demographic and financial profile questions to determine the overall health of the user's financial standing; Non-downloadable software to connect core processors at financial institutions to hardware devices, namely, teller cash machines, cash register systems, credit card machines, automated teller machines; Application platform as a services and platform as a service featuring software platforms for use in assisting financial institutions with document management and workflow processes; Providing a website featuring technology for document management; Non-downloadable software for integrating document management, document automation and workflow processing for financial institutions