42 Software as a service (SAAS) services featuring software for users to electronically store, organize, manage and use gift cards, credit cards, debit cards, bank cards, cash cards, discount cards, privileged user cards, loyalty rewards cards, toll collection cards, telephone calling cards, identification cards, membership cards, hotel room key cards; software as a service (SAAS) provider services featuring software for shoppers to search and browse online catalogues of inventory and sales of retail stores; software as a service (SAAS) provider services featuring software for electronic funds transfer, payment for goods and services, and insurance brokerage services; software as a service (SAAS) provider services featuring advertising, marketing and promoting the goods and services of others, and advertising the goods and services of others offered through electronic media