42 Providing a web site featuring temporary use of non-downloadable software for loan underwriting, fraud detection, volatility forecasting, account management, loan collections, and credit evaluation and monitoring; Providing a web site featuring temporary use of non-downloadable software to allow customers to access loan accounts and lines of credit information and transact loan related business; Providing a web site featuring temporary use of non-downloadable software for filling out and submitting loan and line of credit applications and for managing and paying on loans and lines of credit