9 Downloadable software for financial and resource management, expense and transaction management, account balance management, cash flow management, investment tracking and financial asset tracking, financial planning and budgeting, tax planning and tax filing, organizing and storing financial and resource documents, generating financial and resource event alerts, identity management and credit score monitoring, providing commercial information on the financial products and services of others, and purchasing the financial products and services of others; downloadable software for sharing financial transaction requests with others, receiving financial transaction requests, repaying others for financial transactions, pooling finances with others for shared purchases, sending and sharing receipts, documents, images, photographs, and electronic messages regarding financial transactions, tracking and managing charitable donations and calculating charitable tax deductions, planning and gifting for weddings, birthdays, and other large events, managing shared finances with friends and family, and managing shared finances with a partner