36 Financial services, namely, consultancy in the field of employee financial benefits; monetary investment and banking services; insurance services, namely, employee health and welfare insurance; brokerage services; financial transaction and payment services, namely, payment of employee benefits; financial management and financial research; pension administration and services in the nature of financial administration of employee pension plans, healthcare administration and services in the nature of pre-paid health care plans, pension and trustee consulting in the nature of financial consulting