36 Checking account services; Fraud resolution and customer assistance, namely, financial consultation concerning restoring credit damaged by identity theft and affecting credit, bank accounts and credit cards; Providing credit reporting data maintained by others; fraud resolution assistance, namely, providing advice and consultation in the field of restoring credit damaged by identity theft; providing identity theft insurance underwritten by others; provision of buyer protection insurance for purchases made through checking account; provision of buyer protection insurance for damage or theft to cellular telephone for cellular telephone bills paid through checking account; insurance services, namely, accidental death and dismemberment compensation program