36 Financial services, namely, electronic payment, namely, electronic processing and transmission of bill payment data; electronic funds transfer services; credit and debit card payment processing services; processing electronic payment transactions through pre-paid cards and customer loyalty cards; electronic benefits transfer processing services; Financial services rendered in connection with the issuance, receipt and transfer of lines of credit, namely, credit processing services; commercial factoring of receivables, namely accounts receivable financing; financial management of accounts and receivables for others; Business credit reporting services, namely, collecting and reporting of debit and credit card transaction data