42 Providing temporary use of non-downloadable software applications accessible via a website for enabling the electronic transfer of money between users; providing temporary use of non-downloadable software applications accessible via a website for enabling the transfer of funds, splitting of funds, and sharing of funds between users, credit card, debit card, electronic check and electronic, mobile and online payments, magnetically encoded debit cards; providing temporary use of online non-downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital currency and for managing digital currency payment and exchange transactions; providing temporary use of online non-downloadable software for processing electronic payments; providing temporary use of online non-downloadable authentication software for controlling access to and communications with computers and computer networks