42 Software as a service (SAAS) services featuring software for live digital communications, namely, live video, audio conferencing, and messaging with multiple simultaneous users, network conferencing, and web conferencing; Programming virtual avatars and graphical representation of users for use in virtual worlds and conferencing environments; Software as a service (SAAS) services, namely, hosting software for use by others for live digital communications, namely, live video, audio conferencing, and messaging with multiple simultaneous users, network conferencing, web conferencing; Software as a service (SAAS) services featuring software for conducting on-line meetings, namely, live video, audio conferencing, and messaging with multiple simultaneous users represented by images or avatars, network conferencing, and web conferencing, in virtualized three dimensional environments simulating virtual and real-world locations; Displaying the images of others on a computer