9 Downloadable computer programs using block chain technology for transferring, recording and reproducing information, sound and images; downloadable image files of credit and debit data for use in the field of artificial intelligence, web3 including NFTs (non-fungible tokens), DAO (Decentralized Autonomous Organization), and financial data related to managing, facilitating, and certifying collateral, currency, and financial transactions, creditworthiness, transaction history, and digital representations thereof that are captured and immutably stored; downloadable electronic publications, namely, downloadable written articles and brochures featuring information about business and technologies in the fields of artificial intelligence, including NFTs (non-fungible tokens), DAO (Decentralized Autonomous Organization), and financial data related to lending, borrowing and creditworthiness