36 Money transfer; electronic transfer of money; merchant services, namely, payment transaction processing services; payment and funds verification services; credit card verification; currency transfer services; financial services, namely, providing for the exchange of foreign currency via the internet and intranet systems; electronic funds transfer; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; providing an on-line computer database in the field of payment instructions; financial analysis, namely, compiling and analyzing statistics, data and other sources of information for financial purposes; financial information and evaluations; financial risk management; financial transaction services, namely, providing secure commercial transactions and payment options; providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; financial planning; financial consulting; financial information; providing financial information; financial information processing; debt management services; debt management consultation; mortgage financing services; mortgage refinancing; brokerage services in the field of securities and commodities investing; Investment management; financial management; debt management services; financial advisory and consultancy services