9 Downloadable computer programs in the field of business for use in financial management, financial planning, business management, customer relationship management (CRM), inventory management, sales force management, planning and management of personal and business finances, collection of data and marketing information management, all in the field of e-commerce, financial assessment and credit scoring; downloadable software for processing electronic payments to and from others; downloadable authentication software, namely, software for authenticating the identity of a payer; downloadable computer software applications for mobile devices, namely, software for financial analysis, planning and management, software for securing and protecting data on mobile devices and computers, software for authenticating user identification, software for controlling access to and communications with mobile devices and computers; downloadable software applications for use with mobile devices, namely, software for shopping, purchasing, communication, product and service reviews in the field of entertainment,health and fitness, lifestyle, media and video, music and audio, photography and social network; downloadable software for assessing the financial assets, payments, loans, credit histories and credit scoring of individuals; computer software,downloadable from a global computer network, for posting information, creating electronic product catalogs, responding to requests for business opportunities, and placing and fulfilling orders for products and services via local and global computer networks, for use in document management, for searching, browsing and receiving transmissions of text, electronic documents,graphics and audiovisual information on local and remote area networks and global computer networks, on intranets, and from directories of information available on computer networks, for use in software development and web authoring, for use in exchanging information via global computer networks and online from a computer database and the internet, for data mining, for high-speed massive e-commerce data processing, and for data customization, all of the foregoing for use by third parties in connection with an interactive website in the field of e-commerce; downloadable computer software applications for accessing information in the field of e-commerce, data management, customer relationship management, entertainment, education and telecommunication provided via the Internet; downloadable electronic publications in the nature of magazines, articles, brochures,leaflets, datasheets and instructional materials in the fields of telecommunications, the Internet, business, e-commerce, finance,sales, and marketing via the Internet, computer networks and computer databases; downloadable instant messaging software;downloadable file sharing software; downloadable communications software for electronically exchanging data, audio, video,images and graphics via computer, mobile, wireless, and telecommunication networks; downloadable computer software for processing images, graphics, audio, video, and text; downloadable computer software to facilitate the electronic transmission of information, data, documents, voice, and images over the Internet; downloadable computer software for use in the search and retrieval of computerized information from global information networks and network systems about hobbies, collectibles, auctionsand products; downloadable computer game software and music via the internet and wireless devices; downloadable pictures,motion pictures, and movies featuring children's entertainment, family entertainment, drama, action, adventure and fantasy via the Internet and wireless devices; downloadable data storage programs, namely, software used for the storage of electronic data and documents and data on hard discs, compact discs, tapes and optical discs; downloadable computer software applications for downloading and transmitting video files, audio files, films, movies and television programs featuring children's entertainment,family entertainment, drama, action, adventure and fantasy