9 Downloadable and recorded software for business management and administration, business analytics, financial statement preparation and analysis, inventory management and control, and payroll administration; Downloadable and recorded software for processing of payments in the form of electronic funds transfers, ACH transactions, credit card payments, debit card payments, electronic checks, and electronic payments; Downloadable and recorded software for point-of-sale systems; Downloadable and recorded software for banking and financing, equipment financing, lease-purchase; Downloadable and recorded software for issuing of prepaid gift cards and gift certificates, and for gift card and gift certificate transaction processing services; Downloadable and recorded software for making reservations and bookings, agency services for reservations, and restaurant reservation services, namely, waitlist management services; Downloadable and recorded software for providing user reviews and ratings for commercial and advertising purposes, for providing reviews, ratings, and recommendations of restaurants and restaurant service providers to consumers for commercial purposes, and for providing reviews, ratings, and recommendations of restaurants and restaurant service providers based on user profiles and preferences to consumers for commercial purposes; Downloadable and recorded software for providing reviews of restaurants and bars; Downloadable and recorded software for business management consulting and advisory, business development consulting and advisory, and business organization consulting and advisory