36 Credit and loan services; lease-purchase financing; providing lease financing for IT equipment, computer software, automobiles, home appliances, motorcycles, sea and river vessels; Financial services, namely, investment fund transfers and transactions services, and payment services in the nature of payment options; Financial information, data analysis, advice in the nature of advisory services and consultancy services, namely, financial consultancy services; Provision of prepaid cards and tokens, namely, issuance of prepaid credit cards and pre-paid vouchers exchangeable for goods or services; Management of credit card services, namely, processing credit card payments and issuing statements in connection therewith for others; Financial services relating to credit cards in the nature of credit card authorization services; Issuing, namely, drawing up of statements of accounts; Home banking; Telephone banking services; insurance brokerage services, namely, underwriting, issuance, and administration of life insurance; Monetary exchange and transfer services; Issuance of credit and debit cards; Electronic funds transfer; Capital management, namely, management of a capital investment fund; Instalment loans; Electronic banking via a global computer network; Provision of financial services by means of a global computer network or the internet, namely, credit cards, instalment loans, deposit and transaction products.; Currency trading; currency exchange services; Financial guarantees; Debt collection; Collection of credit sales, namely credit recovery and collection services; Financial analysis; Insurance brokerage; Providing information relating to life insurance brokerage; Financial payment services, namely bill payment services provided through a website, facilitation of ACH, domestic and international wire and peer-to-peer payments; Financing services; Issuance of credit cards; Payment processing services, namely, credit card and debit card transaction processing services; Credit and cash card payment processing services; Electronic credit card transactions processing; stored value smart card and credit card services, namely, processing of smart card and credit card payments; Bank card, credit card, debit card and electronic payment card services, namely, electronic transfer of funds; Credit card transaction processing services; Processing of credit card payments; Financial services for the management of credit cards, namely, credit risk management, credit card limit assignment and limit management, credit and debit card transaction monitoring and real time fraud management, rescheduling of specific transactions and/or balance on credit card on equal monthly installments, debt consolidation, balance transfers from other credit cards; Payment processing services, namely, credit card and debit card transaction processing services; Conducting of transactions (payment), namely, credit card transaction processing services; Payment transaction card services, namely, payment processing services in the nature of credit card and debit card transaction processing services, clearing, settlement, credit and debit card tokenization, customers authentication, strong customer authentication, authorization, pre-authorization, offline authorization, closing of authorizations and pre-authorizations, reversals, refunds, presentments and re-presentments, chargeback processing, original credit transaction processing, stan-in authorization; financial management services for loan related transactions; Provision of information relating to credit card transactions; Handling of standing orders, namely, financial reporting, regulatory reporting, AML reporting and case management, payments schemes reporting, credit bureau reporting and extraction of information, merchant services, namely, processing of payment transactions via the Internet; corporate financial management of current accounts; savings account services