9 Downloadable computer software platforms for processing payments by credit card, debit card, and mobile payment app; Downloadable computer software platforms for administration, operation, management and control of electronic payment systems and for interfacing with other computer systems; Point-of-sale terminals; Point-of-sale terminals for making contactless payments; Downloadable computer software for managing and verifying financial transactions; Electronic point-of-sale (POS) systems comprised primarily of point-of-sale terminals, bar code readers, touchscreen monitors, keyboards, document printers, scanners, and recorded operating software; Multi-functional electronic payment terminals