42 Providing an online non-downloadable loan origination computer software platform for managing mortgage, home improvement, and consumer loan lending services, homeownership services in the nature of mortgage planning, mortgage refinancing and financial advice to prospective mortgage loan borrowers and homeowners, and insurance services in the nature of underwriting, issuance and administration of homeowners insurance; Providing temporary use of on-line non-downloadable loan financing mobile application software to facilitate arranging, financing, origination, management, payment processing, disbursement management, debit and credit card management; Software as a service (SAAS) services featuring loan financing software to facilitate arranging, financing, origination, management, payment processing, disbursement management, debit and credit card management, and collection of loans