9 Downloadable computer software and hardware for automobile telematics; downloadable computer software and mobile applications for tracking vehicles, vehicle usage information and metrics, storing vehicle and driving metrics, and monitoring vehicle status; downloadable computer software and mobile applications for managing, processing, analyzing, and aggregating data for analyzing risk and driver behavior; downloadable computer software and mobile applications, namely, software for detecting vehicle crashes and contacting emergency services in real time; downloadable computer software and mobile applications to monitor and analyze driver behavior; downloadable computer software and mobile applications, namely, an artificial intelligence (AI) software platform that gathers sensor data from IoT (internet of things) devices, including, smartphones, proprietary tags, connected vehicles, dashcams, and third-party devices, and data to analyze and monitor vehicle and driver behavior; downloadable software to track and monitor vehicle metrics, driver history, and information about drivers and driver activity