36 Insurance underwriting, accident insurance underwriting, credit consultation, lease purchase financing, insurance consulting, providing insurance information, financial consulting, brokerage in the nature of representing of buyers and sellers, financial insurance, banking and real estate evaluations, fiscal assessments, financing services, providing temporary pledge loans, administering collateral loans, financing guarantee and surety, currency exchange operations, and lending services, all in nature of consumer lending services, all in the field of locomotion by sea, including the same services for the vehicle's structural parts therefor; management, namely, financial risk management in the field of financing of vehicles for locomotion by sea, including the same services for the vehicle's structural parts therefor