36 Financial services, namely, banking and credit counseling services; providing payment and transaction processing services for credit cards, debit cards, charge cards, stored value prepaid cards and contactless credit and debit cards; remote bill payment services provided through a website; stored value electronic purse services in the nature of providing stored value prepaid card services, namely, processing electronic payments made through prepaid cards; providing electronic funds, namely, providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; currency transfer services; electronic commerce payments services, namely, establishing funded accounts used to purchase goods and services on the Internet; issuing prepaid telephone calling cards; cash disbursement services in the nature of providing cash and other rebates for credit card use as part of a customer loyalty program; clearing and reconciling financial transactions via a global computer network and debt settlement services; travel insurance underwriting services; cheque verification services; issuing and redemption services all relating to travelers cheques and travel vouchers; electronic payment services for retail stores, namely, establishing funded accounts used to purchase goods and services on the Internet through mobile telecommunications means; electronic payment services for retail stores, namely, establishing funded accounts used to purchase goods and services provided on-line, through online networks or other electronic means using electronically digitized information; bill payment services provided through a website; on-line banking; financial services, namely, banking and payment processing of credit and debit card and contactless credit and debit card payments, provided over the telephone and by means of a global computer network or the internet