42 Data encryption services; development, updating and maintenance of software and database systems; software development services; design of software; creating and maintaining websites; computer services; hire of computers; provision of security services for computer networks, computer access and computerised transactions; design and development of information systems relating to finance; design of websites; hosting of databases; providing temporary use of online non-downloadable software; Software as a Service (SaaS); hosting of websites for the provision of financial, banking and payment services; providing online, non-downloadable software for identity verification and authentication; providing online, non-downloadable software for verifying mobile user identity and managing digital identities; providing user authentication services using biometric hardware and software technology for e-commerce transactions; providing background investigation, and credit screening; platform as a service (PAAS) featuring computer software platforms for use in financial, banking and payment services; software as a service (SAAS) featuring computer software for use in financial, banking and payment services