42 Data encryption services; development, updating and maintenance of software and database systems related to banking, finance and payment; Design and development of computer software for database management and cloud storage of data related to banking, finance and payment; Creating and maintaining websites related to banking, finance and payment; Computer services, namely, for payment processing related to banking, finance and payment; Computer security services involving computer networks, computer access and computerized transactions in the nature of administering digital keys related to banking, finance and payment; design and development of computer information systems relating to finance; Computer website design related to banking, finance and payment; hosting of databases related to banking, finance and payment; Providing temporary use of online non-downloadable software for use in database management, for use as a spreadsheet and for word processing, in the field of banking, financial and payment services; Software as a service (SAAS) services featuring software for use in database management, for service desk management, for accounting in the field of banking, financial and payment services; hosting of computer websites for the provision of financial, banking and payment services; providing online, non-downloadable software for identity verification and authentication related to banking, finance and payment; providing online, non-downloadable software for verifying mobile user identity and managing digital identities related to banking, finance and payment; providing user authentication services using biometric hardware and software technology for e-commerce transactions related to banking, finance and payment; platform as a service (PAAS) featuring computer software platforms for use in financial, banking and payment services; software as a service (SAAS) featuring computer software for use in financial, banking and payment services; none of the aforesaid relating to home automation and management, networking technology for IoT products