9 Downloadable computer application software for mobile phones, tablets, handheld computers, desktop computers and mobile devices, namely, software for accessing, viewing and managing on-line banking, and financial services, namely, checking accounts, savings accounts, debit, credit and payment card accounts, electronic remote check capture and deposit, earned wage access, international remittances in the nature of international money transfers, bill pay and money transfer services, tax preparation services, insurance information, financial investment information and debt consolidation services, financial health measurement information, interactive budget planning and financial management tools in the nature of financial wellness assessments and gamified financial education learning modules, and for providing written, digital, and recorded financial education presentations; Magnetically encoded and chip enabled debit, credit and payment cards, namely, debit cards, unsecured and secured credit cards, payroll cards, pre-paid cards and charge cards