42 Software as a service (SAAS) services featuring software for personal, professional, and institutional goal setting, tracking, and coaching, utilizing artificial intelligence, machine learning, deep learning, statistical learning, supervised learning, unsupervised learning, data mining, predictive analytics, and business intelligence; application service provider featuring application programming interface (API) software for personal, professional, and institutional goal setting, tracking, and coaching utilizing artificial intelligence, machine learning, deep learning, statistical learning, supervised learning, unsupervised learning, data mining, predictive analytics, and business intelligence; application service provider (ASP) featuring software for managing, tracking, and displaying progress of training and education programs for individuals and companies; application service provider (ASP) featuring software utilizing artificial intelligence for personal and professional skill development coaching in support of personal and professional skill development learning programs; application service provider (ASP) featuring software for providing user-specific recommendations for training courses, training materials, and training regimens for personal and professional learning programs for skill development; application service provider (ASP) featuring software for providing user exercises for reinforcing personal and professional skill development learning programs