42 Providing temporary use of on-line non-downloadable computer software for businesses, namely, software for use in enabling, facilitating, operating, and managing customer relations and loyalty programs; providing temporary use of on-line non-downloadable computer software for use in operating and managing customer relations and loyalty programs and for business optimization planning and administration; application service provider featuring application programming interface (API) software for providing banking services to third parties; application service provider, namely, hosting, managing, developing, analyzing, and maintaining software applications of others in the fields of banking and consumer finance;software as a service (SAAS) services featuring software for use in creating, storing, maintaining, managing, receiving, retrieving, obtaining, sharing, encrypting, and transmitting personal records, personal information; software as a service (SAAS) services featuring software for use in digital record keeping of personal records, personal information; software as a service (SAAS) services featuring software for use in electronic record keeping of personal records, personal information; providing temporary use of online non-downloadable computer software platform that generates virtual payment card numbers for temporary and ongoing use; Application service provider featuring application programming interface (API) software for generating virtual payment card numbers for temporary and ongoing use and for building and facilitating payments; Providing temporary use of online non-downloadable computer software for generating virtual payment card numbers for temporary and ongoing use and for building and facilitating payments; Providing temporary use of online non-downloadable software for use in providing e-commerce transaction and data services for vendors and purchasers of goods and services, and for placing, receiving, processing and fulfilling orders; providing temporary use of online non-downloadable computer software for providing user personal identity authentication services, digital identity credentials, decentralized identifiers, software interfaces, and cryptographic keys for creating a unique digital identity for conducting financial and commercial transactions; providing temporary use of online non-downloadable computer software for creating and managing user profiles for peer-to-peer network computer services and payment networks; providing temporary use of a non-downloadable web application for managing retail and e-commerce spending using a prepaid card, debit card or credit card; software as a service (SaaS) services featuring software for managing donations; software as a service (SAAS) services featuring software for creation and promotion of online donation forms for fundraising; providing online non-downloadable software for online payment for gifts, donations, and event registrations using credit cards, electronic checks, and virtual currencies; software as a service (SAAS) services featuring software for storing and sharing data, documents, files, information, text, photos, images, graphics, audio, video, and multimedia content with others via global computer networks; computer services, namely, hosting online web facilities for others for organizing and conducting online meetings, gatherings, and interactive discussions; Providing a website that gives users the ability to review various print, photographic, graphic image, and audio and video content and utilize a custom template to provide input, likes, dislikes, edits, changes, modifications, opinions, suggestions, and comments; software as a service (SAAS) services featuring software for providing data analytics, business analytics, business intelligence and for collecting and analyzing data in the fields of business, marketing, advertising, brand development, sales, customer service, cloud computing, customer information, customer relationship management, and employee efficiency; software as a service (SAAS) services featuring software for use by banking professionals that enables customer tracking, lead tracking, claim tracking, task scheduling, project assessment, and general inquiries; providing temporary use of non-downloadable computer software for browsing and accessing digital computer software programs; application service provider (ASP) featuring computer software for use in database management in the field of banking, financial management, accounting, information and asset management, customer relationship management, sales, marketing, e-commerce, and electronic messaging; electronic monitoring of credit card activity to detect fraud via the internet