42 Providing a suite of online non-downloadable software solutions for buying, holding and selling crypto assets; Providing online non-downloadable software for electronic funds transfer processing, authentication processes, biometric authentication, secure communication and data encryption and decryption, managing loyalty rewards programs and issuing digital receipts; providing online non-downloadable software for identifying illicit transactions and money laundering schemes in the nature of analyzing electronic transaction records to identify illicit transactions; providing online non-downloadable cybersecurity software used in processing or exchange of cryptocurrencies and blockchain transactions, namely, identity management and authentication tools to prevent cybersecurity incidents, fraud detection, crime analysis, and forensics tools to assess the nature and extent of cybersecurity incidents, and analytics tools to ensure compliance of cryptocurrency and blockchain transactions with privacy and financial government regulations and industry standards; providing online non-downloadable software for electronic analysis of personally identifying information to detect fraud, namely, providing an indicator of potential fraud based on analysis, monitoring, and validation of identity information; authentication services, namely, providing user and identity authentication services using biometric software and hardware technology for commercial transactions; data encryption and decryption of financial information; providing information in the fields of computer security, internet security, computer hardware and software applications used in security; user authentication services using technology for financial transaction