9 Downloadable software for managing and running a business, in particular, for facilitating time management, managing scheduling, booking appointments, managing and processing payments, taxes, and notifications, and sharing stored data and media; Downloadable software for managing payments, facilitating business management, facilitating retail management, and managing scheduling; Downloadable computer software for managing and running a business, in particular, for facilitating time management, managing scheduling, booking appointments, managing and processing payments, taxes, and notifications, and sharing stored data and media; Downloadable computer software for managing and processing payments; Downloadable payment gateway software for linking e-commerce websites to credit card processing networks