42 Software as a service (SAAS) services featuring software for live digital communications, namely, live video, audio conferencing, and messaging with multiple simultaneous users, network conferencing, and web conferencing; Software as a service (SAAS) services, namely, hosting software for use by others for live digital communications, namely, live video, audio conferencing, and messaging with multiple simultaneous users, network conferencing, web conferencing; Software as a service (SAAS) services featuring software for conducting on-line meetings, namely, live video, audio conferencing, and messaging with multiple simultaneous users, network conferencing, and web conferencing, in virtualized three dimensional environments simulating virtual and real-world locations