9 Computer software platforms, recorded or downloadable, for processing on-line commercial and financial transactions, making automated online payment of multiple bills, identify and authenticating authorized users of a computer system, electronic funds transfer; computer software applications, downloadable, for processing on-line commercial and financial transactions, making automated online payment of multiple bills, identify and authenticating authorized users of a computer system, electronic funds transfer; computer software, recorded, for processing on-line commercial and financial transactions, making automated online payment of multiple bills, identify and authenticating authorized users of a computer system, electronic funds transfer; computer programs, downloadable, for processing on-line commercial and financial transactions, making automated online payment of multiple bills, identify and authenticating authorized users of a computer system, electronic funds transfer; computer programs, recorded, for processing on-line commercial and financial transactions, making automated online payment of multiple bills, identify and authenticating authorized users of a computer system, electronic funds transfer; computer operating programs, recorded; downloadable electronic publications in the nature of books, magazines, manuals, newsletters in the fields of entertainment, cultural and sporting events, educational topics, business or general interest; downloadable image files containing artwork, text, audio, video, games and Internet Web links relating to sporting and cultural activities; downloadable music files; downloadable graphics for mobile phones; video disks with recorded animated cartoons; computer game software, downloadable; computer game software, recorded; downloadable e-wallets; downloadable computer software for managing cryptocurrency transactions using blockchain technology; computers; computer peripheral devices; audio- and video-receivers; batteries, electric; computer memory devices; data processing apparatus; bio-chips for research or scientific purposes; encryption devices in the nature of security tokens; electronic interactive whiteboards; electronic tags for goods; visual display units, namely, electronic pens; optical character readers; personal digital assistants (PDAs); encoded identification bracelets, magnetic; automated teller machines (ATM); humanoid robots with artificial intelligence for use in scientific research; smartwatches; wearable computers in the nature of smartglasses