36 Prepaid debit card services, namely, reloadable prepaid debit cards; payroll card services, namely, providing a prepaid debit card to enable a user to access funds deposited into a card account by an employer or other benefits provider via direct deposit; financial information and advisory services; Banking services; core banking functions, namely, automated clearing house (ACH) transaction processing services, electronic funds remittance transfer and disbursement in the nature of bill payment services; credit card, debit card and payroll card transaction processing services; digital banking technology services, namely, online banking services; Financial services, namely, issuing virtual and non-virtual prepaid debit cards and prepaid debit card services, namely, processing of prepaid debit card payments, prepaid debit card transaction processing services; payroll card services, namely, issuing virtual and non-virtual prepaid debit cards to enable users to access funds loaded into a card account in cash or by an employer or other benefits provider via direct deposit