42 Software as a service (SAAS) services featuring software for optimizing speed, efficiency, and scale of home equity and Home Equity Line of Credit (HELOC) lending for use in the field of financial services; Software as a service (SAAS) services featuring cloud-based technology for optimizing speed, efficiency, and scale of home equity and Home Equity Line of Credit (HELOC) lending; Software as a service (SAAS) services featuring banking technology services and mortgage technology services featuring software used for, valuation, lending, home equity loan and home equity line software technology, data analytics, data insight, business intelligence, member onboarding, loan portfolio monitoring, communication platforms, loan processing, loan underwriting, notarization, valuation, recording services, for creating and analyzing credit reports, closing documents, loan documents and business consulting documents, workflow automation, API integration, and business process automation for optimizing speed, efficiency, and scale of home equity and Home Equity Line of Credit (HELOC) lending; Platform as a service (PAAS) services featuring software for optimizing speed, efficiency, and scale of home equity and Home Equity Line of Credit (HELOC) lending for use in the field of financial services; Platform as a service (PAAS) services featuring cloud-based technology for optimizing speed, efficiency, and scale of home equity and Home Equity Line of Credit (HELOC) lending; Platform as a service (PAAS) services featuring banking technology services and mortgage technology services in the nature of software used for valuation, lending, home equity loan and home equity line software technology, data analytics, data insight, business intelligence, member onboarding, loan portfolio monitoring, communication platforms, loan processing, loan underwriting, notarization, recording services for creating and analyzing credit reports, closing documents, loan documents, business consulting, workflow automation, API integration, and business process automation for optimizing speed, efficiency, and scale of home equity and Home Equity Line of Credit (HELOC) lending; Software as a service (SAAS) services featuring software for business data and workflow process automation using proprietary software to evaluate, analyze and collect service data