36 Banking and financial services, namely, banking consultation; electronic, internet and mobile banking services; banking services, namely, providing checking accounts, savings accounts, certificate of deposit accounts, online banking, telephone banking, direct deposit, electronic remote deposit, mortgage lending, mortgage banking, commercial lending, consumer lending and lines of credit; financial services, namely, money lending; financial and investment services, namely, asset and investment acquisition, consultation, advisory and development; banking-as-a-service in the nature of digital banking service and acting as a sponsor bank in the nature of digital banking services for financial companies; offering banking services over APIs; commercial and consumer lending and the offering of investment management services; financial services, namely, banking involving digital assets; financial exchange of crypto assets; financial services, namely, electronic transfer of crypto assets; banking services featuring the provision of certificates of deposit and deposit services for digital currency markets; electronic processing of payment card transaction services; currency exchange services; digital currency exchange services