36 Financial services, namely, clearing and reconciling financial transactions; providing a wide variety of payment and financial services, namely, electronic payment services being electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments, all conducted via a global communications network; credit card and debit card transaction processing services; providing purchase protection services, namely, extended warranty services in the nature of service contracts for goods purchased by others via a global computer network and wireless networks; providing loans and lines of credit