36 Financial services, namely, banking, credit card transaction processing services, debit card transaction processing services; payment verification services; credit and debit card authorization services; electronic funds transfer; payment transaction authentication, namely, providing secure commercial transactions and payment options and debt settlement services; value exchange services, namely, secure electronic cash transactions over computer networks to facilitate electronic commerce; Provision of financial information in the nature of electronic payment data via a global computer network or via telecommunication, mobile or wireless devices; financial consulting services in the fields of payment solutions, banking, credit cards, debit cards, and payment cards; providing financial information in the metaverse and other virtual worlds; charitable fundraising services in the metaverse and other virtual worlds; financial sponsorship of cultural events, charitable events, concerts, sporting events, travel experiences, fine dining events, festivals and awards shows in the metaverse and other virtual worlds; clearing and reconciling financial transactions via a global computer network; providing banking services and providing financial services, namely, credit card authorization, factoring, payment processing, transaction processing, online donation processing, charitable financial services; online donation processing; electronic payment services involving electronic processing and subsequent transmission of bill payment data, and underwriting and administration of insurance for financial transactions conducted via a global computer network