42 Provision of online non-downloadable software in relation to consumer and corporate payment data; electronic user authentication services for ecommerce transactions; digital security services, namely, providing authentication, verification, issuance, validation, and revocation of digital certificates, in relation to electronic payment initiation; computer services, namely, database development services, namely, configuration and customization of computer databases containing information regarding payments, credits, and transfers; server hosting; computer services; software as a service (SaaS) services, namely, hosting software for use by others in the field of loyalty, incentive and bonus, expense and payment services management programs; all of the aforementioned services being for use in relation to credit card, debit card, commercial card, and alternative payment transactions