42 Providing temporary use of non-downloadable computer software for designing and conducting surveys, polls and other feedback and data collection activities via computer and communication networks; providing temporary use of non-downloadable computer software for the administration, distribution, collection, reporting, analysis and presentation of information gathered via computer and communication networks; hosting websites featuring surveys, polls and other feedback and data collection instruments for others; all of the aforesaid relating to, or associated with, financial services products; Providing of non-downloadable software for temporary use for data analysis in relation to credit risk management and drawing up of reports; Providing temporary use of nondownloadable business software; providing temporary use of online non-downloadable investment software; Design and development of computer software in relation to credit risk management; Development of computer software application solutions; Research in the field of computer programs and software; Implementation of computer programs in networks; Electronic data storage for others; Development of data processing systems; Technical data analysis; Research and consultancy in relation to information technology in the field of credit risk management; Scientific and technological services and research and design relating thereto; Industrial analysis and research services; Design and development of computer hardware and software