9 Computer hardware and downloadable software for making, processing and authenticating payment transactions with credit cards, debit cards, gift cards, pre-paid cards, cash, encoded prepayment cards, electronic devices and other payment forms; electronic devices, namely, electronic card readers, chip card readers, point of sale terminals for making contactless payments, and related computer hardware and downloadable software, all for accepting, effecting, enabling, facilitating, processing, operating, authenticating and managing payment transactions via mobile devices, cash registers, point of sale terminals for making contactless payments and e-payments including those that incorporate sim cards, scanners, document printers, recorded point of sale operating software and local and global communications networks; downloadable computer e-commerce software to allow users to perform electronic business transactions via point of sale systems, and local and global computer networks; magnetically encoded debits cards and magnetically encoded charge cards, gift cards and pre-paid magnetic coded cards for use in financial transactions; Downloadable computer software, namely, software application for use by consumers for facilitating mobile payments; computer hardware and downloadable software for collecting, storing, analyzing, and providing data and information regarding electronic payment transactions; Downloadable computer software for enabling consumers to use their electronic signature, pin, name, photo or other form of digital identification in completing payment transactions; computer hardware and downloadable software for issuing receipts regarding mobile payment transactions; Downloadable computer software for creating, maintaining and updating online searchable databases of merchant information; Downloadable computer software for facilitating and managing merchant-customer communications; Downloadable computer software for providing an on-line database in the field of transaction processing to upload transactional data, provide statistical analysis, and produce notifications and reports; Downloadable computer software that enables businesses to create web presences that reflect and summarize their customer demographic information, profile, purchasing history and preferences, payment history and methods, and other information reflective of their online and mobile transactions; Downloadable computer software for business optimisation, planning and administration; Downloadable computer software for collecting, storing, analyzing and reporting business related data and information, namely, software for creating and reporting of business analytics relating to payment processing, authentication, and tracking; Downloadable computer software to facilitate credit, loans and cash advances; Downloadable computer software for enabling, operating, and managing customer relations and loyalty and incentive programs; Downloadable computer software for inventory management and procurement; downloadable software for third party merchants and businesses for enabling and facilitating business operations; downloadable software that provides a dashboard of information, data and tools for evaluating the operation of a business and its employees, for creating and analyzing sales and revenue forecasts and results, and providing reports regarding the same, for inventory management; downloadable software for facilitating the provision of e-commerce services; Computer hardware and downloadable software platformfor facilitating and administering payments, banking, processing credit card, debit card, payment card, automatic teller machine and prepaid stored value card transactions, electronic funds transfer, processing electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, payment routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; computer hardware and downloadable software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; computer hardware and downloadable encryption software featuring encryption keys, digital certificates, and digital signatures, downloadable software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; Downloadable computer software for use in the financial services and banking industries for facilitating and administering payments, banking, processing credit card, debit card, payment card, automatic teller machine and prepaid stored value card transactions, electronic funds transfer, processing electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, payment routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; Downloadable computer software and downloadable application programming interface (API) software for facilitating and administering payments over global computer networks, wireless networks, and payments through mobile telecommunications means, namely, payment through wireless devices, as well as online payments via banking, credit cards, debit cards, charge cards and pre-paid cards with stored value; Downloadable utility, security and cryptography software for facilitating and administering payments, banking, processing credit card, debit card, payment card, automatic teller machine and prepaid stored value card transactions, electronic funds transfer, processing electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, payment routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; downloadable computer software for managing and verifying cryptocurrency transactions using blockchain technology; Downloadable software for the creation, execution, verification, authentication and termination of smart contracts; Downloadable software, downloadable application software, computer hardware and downloadable software platforms all relating to commerce and eCommerce for facilitating payments and e-payments, business factoring, merchant lending, electronic ordering services, inventory management, procurement, customer service, customer relationship management, business management, advertising and marketing; electronic point of sale terminals; encoded smart cards containing programming used for facilitating and administering payments, banking, processing credit card, debit card, payment card, automatic teller machine and prepaid stored value card transactions, electronic funds transfer, processing electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, payment routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services; Downloadable computer programs and downloadable computer software for use in electronically creating, trading, storing, sending, receiving, accepting and transmitting, crypto-collectibles, and non-fungible tokens (nfts)