9 Downloadable mobile application for managing and integrating digital assets; downloadable mobile application for managing and integrating financial products and assets, including, currency exchange, non-fungible tokens (NFTs) and purchases in the metaverse, transfer of crypto assets, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts, processing electronic wallet payments, voucher redemption, rewards redemption; downloadable mobile application for a payment incentive reward programs from customers through payment and issuance processing of rewards