42 Software as a Service (SAAS) services in the field of banking and payments for accounts receivable, automatic read of purchase orders, payments advice, and vendor invoices; Software as a Service (SAAS) services in the field of banking and payments for automatic reconciliation of multiple data streams such as purchase orders, invoices, payments advice, and bank statements; Software as a Service (SAAS) services in the field of banking and payments for automatic identification, classification, and resolution workflows for deductions