36 Providing information in the field of personal finance; Providing information, news, and financial research in the field of finance, financial analysis, financial consulting, financial risk management and investment research regarding the same; financial services in the field of credit risk assessment; providing bank, financial institution, and financial investment credit risk assessment services; providing information and research in the field of finance and financial investments, namely, financial information and research pertaining to financial institutions, and financial strength assessments; providing subscription-based data, and credit risk and financial strength assessment services, namely, providing financial data analysis, financial analysis, and credit assessment services, all related to financial investments and financial institutions