36 Insurance administration, insurance consultancy, insurance information, insurance underwriting services for all types of insurance and insurance risk management; financial affairs and monetary affairs, namely, financial information, financial management and financial analysis services; real estate affairs, namely, assessment and management of real estate; clearing and reconciling financial transactions via a global computer network; online banking services and financial management services; credit card transaction processing services, electronic payment services involving electronic processing and subsequent transmission of bills and payments thereof, and providing insurance administration and insurance underwriting services for all types of insurance relating to financial transactions; electronic funds transfer services; transmission of funds by electronic means for others, namely, electronic funds transfer; electronic funds transfer, namely, transfer of payments for others via the internet; financial services in the nature of billing and payment processing services, namely, electronic payment services involving electronic processing and subsequent transmission of bill payment data; real estate management, namely, arrangement and management of leases and tenancy; renting and leasing of real estate; real estate appraisal; real estate valuation, real estate financing, real estate investment; real estate brokerage services; real estate agency services; housing agency services; actuarial services; real estate management and consultancy services; rent collection; rental of offices; rental of apartments and flats; provision of financial information via the Internet; safety deposit box services, and issuing of travel vouchers services, namely, providing vouchers for payment of transportation expenses; capital investment services; financial information and evaluation; financial management and financial asset management services; insurance and financial services, namely, insurance administration and brokerage and financial management and investment brokerage services; financial management services provided by telecommunication means; financial consultancy and advisory services; online banking; banking services provided on-line from a computer databases or the Internet; securities brokerage services, stock exchange quotation services; stocks and bonds brokerage, financial analysis; debit card services in the nature of issuance of debit cards and debit card transaction processing services; charge card services in the nature of issuance of charge cards and payment processing services; cheque payment guarantee services; banking, savings account and investment banking services; financial clearing services, namely, clearing financial transactions via a global computer network; financial clearing house services; credit verification via global computer information network, namely, personal and business credit verification services, credit card verification; electronic credit risk management services; electronic purchase payment and electronic bill payment services, namely, electronic commerce payment services through establishing funded accounts used to purchase goods and services on the Internet, electronic payment services involving electronic processing and subsequent transmission of bill payment data; financial accounts debiting and crediting services, namely, accounts payable debiting services, payroll tax debiting services, credit and loan services, credit counseling services; electronic banking services; issuance of stored value cards, charge cards and debit cards; telephone credit cards services, namely, issuing prepaid telephone calling cards; information services relating to finance and insurance, provided online from a computer database or Internet; collection agencies for collection of gas and electricity fees; antique appraisal; art appraisal; jewellery appraisal; used car appraisal; financial services in the nature of tax information supply, namely, providing financial information relating to tax; charitable fund raising; organizing of charitable collections, namely, charitable fundraising; charitable collections, namely, charitable fundraising; rental of paper money and coin counting or processing machines; rental of cash dispensers or automated-teller machines; online payment services, namely, electronic processing of credit card transactions and electronic payments via a global computer network; arranging finance for construction projects; issuing of vouchers, namely, issuing prepaid vouchers exchangeable for goods and services; provision of electronic funds transfer services; monetary exchange services, cash dispensing services in the nature of monetary exchange services; provision of prepaid credit and debit cards and tokens; money transfer services; including all of the aforementioned services provided by electronic means; financial consultancy, information and advisory services relating to the electronic transfer of funds; foreign currency transfer services; foreign currency exchange; currency trading; currency dealing, namely, currency trading; financial investment brokerage, namely, brokerage of currency; financial transaction services, namely, providing secure commercial transactions and payment options via blockchain; provision of charitable fundraising services in relation to carbon offsetting; brokerage of carbon credits, namely, brokerage of carbon offsets; financial sponsorship of carbon offset programmes; funds investment, namely, funding of and investment in emissions reduction projects; funds investment, namely, investment in carbon offset programmes and projects; Funds investment services, namely, investment in emissions reduction funds; provision of loans, namely loan financing; providing temporary loans; currency account services, namely, on-line multi-currency account services; financial risk management, namely, provision of financial protection against foreign exchange risks; provision of pricing information in the nature of financial information about foreign exchange rates; money deposit services in the nature of banking services; deposit account services in the nature of banking services; multi-currency credit card and debit card services, namely, payment processing services, namely, multi-currency credit card and debit card transaction processing services; facilitation of money transfers, namely, electronic transfer of money between multi-currency worldwide accounts, third party accounts and debit and credit cards; acquiring bank services, namely, providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; providing financial and insurance consultancy, information and advisory services relating to the aforesaid services