42 Application service provider (ASP) featuring software for use in creating, maintaining and managing account management systems, operational support systems and billing systems for customers and companies in the financial risk and insurance industry; Providing temporary use of on-line non-downloadable software and applications for use in creating, maintaining and managing business process management systems, account management systems, operational support systems and billing systems, for use in the financial risk and insurance industries by customers and companies; Providing temporary use of online non-downloadable software for customer account management; Providing online nondownloadable software for providing business intelligence tools, and for use as an account management system in the fields of financial risk, insurance coverage and claims processing; Design, development, installation, maintenance of computer software that uses data analytics on all newly reported insurance claims to identify, predict and track claims; Computer consulting services in the field of hosting computer software applications; Consulting services in the field of providing online, nondownloadable software and applications; Computer security services, namely, monitoring computer networks to detect fraud in the field of financial risk, insurance coverage and claims processing; Consulting services in the field of software as a service (SAAS); Providing quality management services, namely, quality evaluation and analysis, quality assurance, and quality control in the fields of health and safety, property assets protection, fleet transportation, marine risk engineering, premise operations, product liability and federal and state mandated services