42 Software as a Service (SaaS) services featuring computer software for use in database management, sales and customer tracking and management, and inventory management for the retail industry; non-downloadable computer software for use in the retail and e-commerce industry for use in facilitating on-line retail store services; non-downloadable computer software for pre-qualification of end-customers for purchases in the retail industry and for transaction authorization, soft credit check authorization, and the processing of electronic payments via third parties