9 Downloadable computer application software for mobile phones, tablets, handheld computers and mobile devices, namely, software for accessing, viewing, and managing checking accounts, savings accounts, credit card accounts, loan applications, paying bills, transferring money, and for processing electronic transactions online and by mobile electronic devices; Downloadable mobile applications for users to access online banking and loan information and for sending electronic messages between users of the mobile application; Magnetically encoded credit cards; Magnetically encoded debit cards