36 Financial consulting; financial literacy services, namely, financial consulting; credit risk management services; financial risk analysis services in the nature of financial risk assessment services; financial information, forecasting and advisory services in the field of risk analysis; financial information, forecasting and advisory services in the field of risk analysis, namely, assessing the financial progress of an individual throughout their lifetime, namely, tracking education, training, work experience, community outreach, travel experience, hobbies, and languages spoken or unspoken in connection with assigning a consumer risk score to an individual; consumer self help financial services, namely, providing financial information to consumers for consumer self help credit risk analysis and credit management; providing an online financial score assessment and credit score analysis in the nature of credit scoring services; financial information provided by electronic means; consulting and information services in the field of financial data and statistics for use by lenders, financial institutions, online financial services companies, cryptocurrency and decentralized platforms, blockchain decentralized platform companies, and insurance companies