42 Software as a Service (SaaS) featuring computer software for issuing allocation-based virtual and physical debit cards with spending parameters; Software as a Service (SaaS) featuring computer software for providing an on-line database in the field of transaction processing to upload transactional data, and produce notifications and reports; Software as a Service (SaaS) featuring computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in a web based environment; Software as a Service (SaaS) featuring computer software for managing payment cards and accounts and performing contactless card transactions; Software as a Service (SaaS) featuring computer software for managing payment cards and accounts and performing contactless card transactions; Software as a Service (SaaS) featuring computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services and banking industries; Software as a Service (SaaS) featuring computer software for facilitating and administering payment, banking, debit card transactions, payment card transactions, electronic payments, electronic processing and transmission of bill payment data, transaction authentication, routing, authorization, fraud detection, payment and spending controls, and encryption services; Software as a Service (SaaS) featuring computer software for a digital wallet that stores customer account information; Software as a Service (SaaS) featuring computer software to enable smart cards, mobile phones and mobile devices to interact with terminals and card readers; Software as a Service (SaaS) featuring computer software for transmitting, displaying and storing transactions, identifications and financial information for use in the financial services, banking and telecommunications industries; Software as a Service (SaaS) featuring computer software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; Software as a Service (SaaS) featuring non-downloadable software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions; Software as a Service (SaaS) featuring computer software for services to enable the secure exchange of funds and information in electronic payment transactions; application service provider, namely, hosting computer software applications of others in the fields of banking and financial services and operations; Software as a Service (SaaS) featuring computer software for use in financial transaction processing, authorization, and verification, payment processing, mobile payments, lending, fraud checking and prevention, electronic payments, electronic funds transfer, treasury management, treasury transaction processing, funds transfer, billings, collections, debit card, bank card, stored value card, and prepaid card processing; Software as a Service (SaaS) featuring temporary use of online non-downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital currency, and managing digital currency payment and exchange transactions; Software as a Service (SaaS) featuring online, non-downloadable software for use in the operation and management of payment; electronic monitoring of electronic funds transfers, debit cards, and banking; electronic monitoring in connection with deposits, account openings, payments, and employees to detect fraud and unauthorized payments via the internet; Software as a Service (SaaS) featuring computer software for risk management services in the fields of electronic funds transfer, debit cards, and banking; Software as a service (SAAS) services featuring computer software for invoicing and payment processing; Software as a service (SAAS) services featuring computer software for processing electronic payments and for transferring funds to and from others; Software as a service (SAAS) services featuring computer software for creating, preparing, managing, sending, processing, tracking, and reconciling invoices; Software as a service (SAAS) services featuring computer software to create, customize, and manage invoices; Software as a service (SAAS) services featuring computer software for issuing receipts regarding mobile payment transactions; providing temporary use of online non-downloadable software for invoicing and payment processing; Software as a service (SAAS) services featuring computer software for providing temporary use of online non-downloadable software for processing electronic payments and for transferring funds to and from others; Software as a service (SAAS) services featuring computer software for creating, preparing, managing, sending, processing, tracking, and reconciling invoices; Software as a service (SAAS) services featuring computer software for providing temporary use of online non-downloadable software to create, customize, and manage invoices; Software as a service (SAAS) services featuring computer software providing temporary use of online non-downloadable software for issuing receipts regarding mobile payment transactions; computerized security services, namely, electronic monitoring of debit card, virtual card and prepaid card activity to detect fraud and unauthorized use via the internet; computerized security services, namely, electronic monitoring of debit card, virtual card and prepaid card activity in the field of finance, banking, debit and payment cards to detect fraud and unauthorized use via the internet; computerized security services, namely, electronically monitoring, detecting and reporting on personally identifying information of customers to detect suspicious and abnormal patterns regarding point of sale activity indicating theft, fraud, unauthorized use or criminal activity related to such personally identifying information; providing computerized fraud and unauthorized use detection services, namely, electronic monitoring for electronic funds transfer, debit card and electronic check transactions via a global computer network; providing computerized user authentication services using hardware and software technology for e-commerce transactions, electronic funds transfer, debit card and electronic check transactions; providing computerized user authentication services using hardware and software technology for e-commerce transactions to reduce fraud and unauthorized use in payment card transactions; computerized authentication services relating to secure payment services, namely, providing computerized user authentication services using hardware and software technology for debit card, and stored value prepaid card transactions; providing computerized user authentication services of personal information and data of individuals using authentication hardware and software technology for debit card, and stored value prepaid card electronic payments and transactions