36 Business finance procurement services; financial services, namely, providing financial consultation, planning and management, commercial and consumer lending and leasing or real property services, mortgage lending, and loan financing; credit card authorization, payment processing, and transaction processing services; debit authorization, payment processing, and transaction processing card services; electronic payment, namely, electronic processing and transmission of bill payment data; financial information in the nature of rates of exchange; security services, namely, guaranteeing loans; cash management; mortgage banking; safety deposit box services for bank customers; savings account services; providing educational and college scholarships; automated teller machine services; financial investment services, namely, providing investment analysis, consultation, planning, management, advisory, brokerage, banking, and research services with respect to stocks, mutual funds, securities, bonds, commodities, real estate and other financial instruments of investment; insurance services, namely, providing insurance and annuity brokerage services, insurance agencies, insurance administration and insurance consultation services in the fields of life, property and casualty, accident, health and credit insurance services; providing banking, financial, investment and insurance consultation and information via global computer networks, internal computer information networks and telecommunication networks for the electronic, telephonic and telefacsimile transmission of voice, data, multi-media, graphics, video, photo and audio information; and providing interactive banking, financial, financial investment and insurance consultation and information via global computer networks, internal computer information networks and telecommunication networks for the electronic, telephonic and telefacsimile transmission of voice, data, multi-media, graphics, video, photo and audio information; providing information on international finance and foreign exchange rates via global computer networks, internal computer information networks and telecommunication networks for electronic, telephonic and telefacsimile transmission of such information; providing money wire transfer services, information and verification regarding such wire transfers; payment processing services, namely, credit card and debit card transaction processing services; credit card, debit card and electronic check transaction processing services; issuing stored value cards; financial investment consultation, investment brokerage and investment management services; financial investment services in the fields of securities, mutual funds, certificates of deposit, and portfolio management; financial evaluation for insurance purposes; administration of employee benefits plans concerning insurance and finance; accounts payable debiting services; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans, mortgage lending services, mortgage brokerage services; commercial lending services; consumer lending services; issuing letters of credit; foreign exchange services, namely, foreign exchange transactions, foreign exchange information services and providing for the exchange of foreign currency; credit and financial consultation; financial management services of the treasuries of municipalities and governments; trust management accounts services; cash management services, namely, financial consultation; online banking services; online business banking services; bill payment services; electronic payment processing services, namely, electronic processing of and subsequent transmission of ACH payment data, electronic check payment data, electronic payments, invoices payments, bill payments, tax payments, and distribution of payment data therefore; tax payment processing services; providing information in the field of banking, credit card and debit card services, credit card, debit card and electronic check transaction processing services, financial management, investment brokerage, investment management, financial portfolio management, insurance, accounts payable debiting services, mortgage banking, mortgage lending, mortgage brokerage, commercial lending, consumer lending, issuing letters of credit, foreign exchange services, financial treasury management services, trust management accounts services, cash management financial consultation services, online banking, bill payment services, and tax payment processing services; financing loans for inventory, machinery, vehicles and equipment; providing lease financing, machinery, vehicles and equipment; Issuing pre-paid and reloadable pre-paid debit cards, pre-paid tax refund debit cards