42 Providing online-non downloadable software for conducting background investigations and research, identity verifications, fraud mitigations, contact enrichments, know-your-customer compliance analysis, identity monitoring, and customer segmentation analysis; Providing online API software for conducting background investigations and research, identity verifications, fraud mitigations, contact enrichments, know-your-customer compliance analysis, identity monitoring, and customer segmentation analysis; Providing a website featuring written content in the field fraud mitigation, and monitoring of personally identifying information