42 Providing temporary use of non-downloadable software for use in merchant services, namely, payment transaction processing services; providing merchants with electronic payment forms that can be embedded in websites, namely, providing temporary use of non-downloadable software that allows merchants to collect electronic payments; payment services in the nature of providing onboarding solutions for merchants, namely, software as a service (SAAS) services featuring software that assesses financial risk, detects fraud, and decides risk; payment services in the nature of providing onboarding solutions for merchants, namely, electronic monitoring of credit card activity to detect fraud via the internet; Providing temporary use of non-downloadable software for use in merchant services, namely, providing onboarding solutions for merchants; Software as a service featuring software to reduce chargebacks and aid the resolution of billing inquiries and disputes by managing credit card charges; providing temporary use of non-downloadable computer software to provide chargeback recovery analysis, reports, dispute history and recovery services; software as a service (SAAS) services featuring software for management of payment disputes; software as a service (SAAS) services featuring software for monitoring, analyzing, and reporting financial transactions and payment data; providing temporary use of non-downloadable software for storing, managing, tracking, and analyzing data; payment services in the nature of providing onboarding solutions for merchants, namely, financial fraud detection services in the nature of electronic monitoring of credit card activity to detect fraud via the internet