9 Downloadable computer software for use as a cryptocurrency wallet, stable cryptocurrency wallet, and tokens of value wallet; Downloadable mobile applications and downloadable cloud-based software for use as a cryptocurrency wallet, stable cryptocurrency wallet, and tokens of value wallet; Magnetically encoded debit cards; Encoded electronic chip cards for use in financial transactions; Downloadable software that allows users to scan and create Quick Response (QR) codes and to send and read near field communication (NFC) and radio frequency identification (RFID) signals for encrypted financial transactions; Downloadable software for facilitating financial transactions using closed loop, stored value platforms; Downloadable mobile applications and downloadable cloud-based software for facilitating financial transactions using closed loop, stored value platforms; Downloadable software for enabling the transfer of financial instruments; Downloadable software to enable transactions of value to be requested from or sent to others, namely, financial transactions; Downloadable mobile applications and downloadable cloud-based software for enabling transactions of value to be requested from or sent to others, namely, financial transactions