42 Software as a service (SaaS) services featuring software using artificial intelligence for speech recognition, natural language understanding, movement monitoring, human feature recognition, gathering and processing biometric data, speaker diarization, document creation and machine learning; Software as a service (SaaS) services featuring software using artificial intelligence capable of multi-modal interaction with a user for use in providing a virtual assistant which enables speech recognition, natural language understanding, movement monitoring, human feature recognition, gathering and processing biometric data, speaker diarization, document creation and machine learning; platform as a service (PaaS) services featuring software using artificial intelligence for speech recognition, natural language understanding, movement monitoring, human feature recognition, gathering and processing biometric data, speaker diarization, document creation and machine learning; platform as a service (PAAS) services featuring software using artificial intelligence capable of multi-modal interaction with a user for use in providing a virtual assistant which enables speech recognition, natural language understanding, movement monitoring, human feature recognition, gathering and processing biometric data, speaker diarization, document creation and machine learning; providing temporary use of on-line non-downloadable software and applications using artificial intelligence for speech recognition, natural language understanding, movement monitoring, human feature recognition, gathering and processing biometric data, speaker diarization, document creation and machine learning; providing temporary use of on-line non-downloadable software and applications using artificial intelligence capable of multi-modal interaction with a user providing a virtual assistant which enables speech recognition, natural language understanding, movement monitoring, human feature recognition, gathering and processing biometric data, speaker diarization, document creation and machine learning